2006-07-21 06:55:00
Car Finances Update
I just realized I did that backwards. I come out behind by $52. My used car was not worth it. I would have been better off financing a brand new car.
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Investing and Money Management
Time for our half-year asset review: Compared to June 2010 the KBB value on the 2003 Honda-CRV rose from $11,200 to $11,555. The 2007 Mazda 3 value went up from $13,520 to $13,990 with a total value increase of $825. This hardly offsets what our house did to our net worth but that’s another story. … Read more
As of April 13, 2011 United States debt: $14,279,000,000,000.00United States Population: 310,383,000Debt per U.S. Resident: $46,000.00 California Debt: $368,502,000,000.00California Population: 37,555,000Debt per C.A. Resident: $9812.00 So, our family of three owes: $167,000.00 We don’t make that kind of money so the government will have to wait until Eli makes enough money to pay it off. … Read more
Here’s how to be happy when gas prices go up by hedging your fuel expense: Set a reasonably high gas budget, perhaps 25% higher than your average monthly expense. Whatever is left in your gas budget at the end of the month, move to your brokerage account. When you have enough money (say $1000) … Read more
Update June 22 — The Schwab card is no longer available. Chase vs. Schwab or Chase Freedom Plus vs. Schwab Invest First For the last year my wife and I have been using the Chase Freedom Plus. It gives you 3% cash back in the top 6 categories for each billing cycle and 1% everywhere … Read more
2007 Mazda3 Costs Update: July 11, 2010. Added Honda-CRV and added data for year 2009/2010. 2007 Mazda3 36 month costs (May 23, 2007 to May 30, 2010)1 (bought new) Year 07/08 08/09 09/10 Mean Total Fuel2 $1,973 1,087 815 1,292 3,875 Insurance3 1,670 847 644 1,054 3,161 Depreciation4 275 970 1,625 957 2,870 Service 379 1,347 … Read more
2007 Mazda3 12 month costs (May 23, 2007 to May 22, 2008) Fuel $1,973 29% Insurance 1,670 24% New car tax 1,274 19% Interest Expense 727 11% Service 370 5% DMV Registration 362 5% Depreciation 275 4% Accessories 121 2% Documentation Fee 55 1% Jury Duty parking ticket 14 0% CA Tire Fee 9 0% Total … Read more
Problem solved! Support told me Turbotax online could not re-import the TurboTax file and I would have to re-enter everything by hand. I asked for a refund since I didn’t have time to spend a day doing that and would have to go out and buy TurboTax Desktop edition which is a waste of gas … Read more
My church is going through one of Dave Ramsey’s finance programs to help people get out of debt and better manage their finances. Naturally attendees must pay a fee to get in. So here’s some free advice from me: Make more than you spend. Have a budget, or a reverse budget. Make sure your saving, … Read more
2006-07-21 06:55:00
Car Finances Update
I just realized I did that backwards. I come out behind by $52. My used car was not worth it. I would have been better off financing a brand new car.
Comments [2]
2006-01-17 22:29:00
Counting Pennies
Here is my 2005 distribution of coins received for change (excluding a lot probably):
Quarters: 262
Dimes: 148 ***
Nickels: 92 ***
Pennies: 307 ****
And a quick trip to the local coinstar machine converted that all into Amazon cash! Hmm…not quite enough to buy a MacBook Pro…
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