My church is going through one of Dave Ramsey’s finance programs to help people get out of debt and better manage their finances. Naturally attendees must pay a fee to get in. So here’s some free advice from me: Make more than you spend. Have a budget, or a reverse budget. Make sure your saving, … Continue reading “Money Advice”
Category: Finance
Investing and Money Management
Meet Ting. New cell phone service challenging Virgin Mobile
We switched to Ting from Virgin Mobile… here’s my quick review: What is Ting? Ting was started by Tucows in 2012, like Virgin Mobile it’s an MVNO (Mobile Virtual Network Operator) backed by Sprint wireless. Ting’s marketing point is that most people don’t actually use all the data, texting, and voice that they pay for. … Continue reading “Meet Ting. New cell phone service challenging Virgin Mobile”
TracFone on Verizon MVNO Review
We’ve been using Ting for Kris’s phone the last 3 years, it’s been great (see my Ting Review)–but at our new house Sprint’s signal isn’t that good–it can’t really pull in a 3G signal consistently. In rural North Idaho the best coverage is indisputably Verizon, so I limited my search to Verizon MVNOs which have … Continue reading “TracFone on Verizon MVNO Review”
Odo on Material Wealth
I’ll never understand this obsession with accumulating material wealth. You spend your entire life plotting and scheming to acquire more and more possessions until your living areas are bursting with useless junk. Then you die. Your relatives sell everything and start the cycle all over again. — Odo, Star Trek: Deep Space Nine Season 1, … Continue reading “Odo on Material Wealth”
New Orleans Rapper Dee-1 Raps About Personal Finance
Despite being a millionaire Dee-1 still drives the same car, his old 1998 Honda Accord with 300,000 miles on it.
Despite being a millionaire Dee-1 still drives the same car, his old 1998 Honda Accord with 300,000 miles on it.
Gridcoin Mining for Science
A cryptocurrency that’s actually productive! I came across Gridcoin (Ticker: GRC) the other day. Gridcoin helps with cancer and malaria research as well as studying astronomy and solving math problems. It caught my eye because Bitcoins and most cryptocurrencies require miners to spend a lot of computing power mining hashes that aren’t really useful. Some argue that … Continue reading “Gridcoin Mining for Science”
Why I Still Prefer Paper Statements
I suppose sending the actual statement as an attachment in an email isn’t an option? If security is a concern encrypt it to my PGP key.
Asset Review: Good Year for Cars
Time for our half-year asset review: Compared to June 2010 the KBB value on the 2003 Honda-CRV rose from $11,200 to $11,555. The 2007 Mazda 3 value went up from $13,520 to $13,990 with a total value increase of $825. This hardly offsets what our house did to our net worth but that’s another story. … Continue reading “Asset Review: Good Year for Cars”
New Credit Card Strategy
Sadly, my favorite credit card, the Schwab 2% Cash Back (and no foreign transaction fees) is being discontinued. I loved being able to get a straight 2% back on everything without being concerned about which card I was using… so time to re-consider our credit card strategy. We already have the Costco Amex and Amazon … Continue reading “New Credit Card Strategy”